THE EQUICOM INVESTMENT ADVISERS PRIVATE LIMITED

311, III Floor, Apollo Trade Centre,Geeta Bhavan Square. Indore-452001(M.P.)

Email-Id :- info@theequicom.com

Risk-Profile and risk assessment

Risk Profile

Dear Trader/Investor,

The risk profiling questionnaire is meant to measure the risk tolerance as well as time horizon in investing. The questionnaire is designed to show which type of investment approach may suit you best. Each answer would be given a point. The total score would suggest the appropriate risk profiling and risk assessment and suitability of service for you.

Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant information document/ statement of additional information and do your own further research before making your investment decisions. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position


Our advice: There are not any right or wrong answers, please follow your instincts and answer the questions. Please answer the following questions by selecting only one response to each question

IMPORTANT: Before making any investment decisions, it important to understand your attitude towards risk. This helps identify an appropriate mix of investments that you are comfortable with. The Equicom Investment Advisers Risk Profiling Tool will help you understand your ability to bear risk and identify the asset classes to match your investment needs

NOTE :- All fields are mandatory.

Your Name :-

Contact Number :-

Email Id :-

PAN No :-

Dath Of Birth :-

Gender :-

1. What is your age group?

Under 35
Under 45
46-55
55-60
60+

2. Investment Goal ?

Capital Appreciation
Regular Income
Capital Appreciation and Regular Income

3. Proposed Investment Amount ?

< 1 lack
1-2 lacs.
2-5 lacs
> 5 lacs

4. Preferred Investment type ?

Short term Positional
Long term
Intraday

5. Gross Annual Income details

Below 1 lac
1-5 lac
5-10 lac
10-25 lac
>25 lac

6. Market Value of portfolio held

< 1 lacs
1-2 lacs
2-5 lacs
> 5 lacs

7. Occupation (Please select the appropriate)

Private sector service
Public sector
Government sector
Business
Professional
Agriculturist
Retired
Housewife
Others

8. Investment Experience

< 3 years
3-5 years
> 5 years

9. Sources of Income

(A) Primary Source

Salary
Business

(B) Secondary Source

Royalties
Rental
Dividend
None

10. Experience in market products?

Commodity
Stock
Derivatives Stocks
Forex
All

11. How many dependents do you financially support ?

None
Between 1-3
4+

12. What is the size of your emergency fund ?

A do not have
B < 1 month income
C 1-3 months income
D 3-6 months income
E > 6 months income

13.What is your experience with equity investments?

Extensive experience
Moderate experience
Very less experience
No experience

14. What is your experience with Commodity investments?

Extensive experience
Moderate experience
Very less
No experience

15. What is your experience with Forex investments?

Extensive experience
Moderate experience
Very less
No experience

16. What is your experience with investments in past?

Very Good
Good
Moderate
Bad
Very Bad

17. What is your preference w.r.t securities with low risk, low return over high risk,high return?

Strongly prefer
Prefer
Indifferent
Do not prefer
Strongly do not prefer

18. When market is not performing well do you prefer to buy risky investments and sell less risky investments?

Strongly prefer
Prefer
Indifferent
Do not prefer
Strongly do not prefer

19. Risk Tolerance

High
Medium
Low

20. What percentage of monthly income is allocated to pay off debt

None
Between 0% -20%
Between 20% - 35%
Between 35% - 50%
> 50%

21.Are you any of the following, or are directly or indirectly related to any of the following?

Civil Servant
Politician
Current or former head of state
Bureaucrat (Tax authorities, Foreign Services, IAS etc)
Current or former MP/MLA/MLC
Connected to Media
Connected to any company/promoter group/ group of companies listed on any stock
None

Your Total Risk Assessment Score :-

Note : Client’s with long term investment goal or capital appreciation as investment objectives are not accepted at The Equicom Investment Advisers Private Limited.



Analysis

In setting up an investment portfolio suitable for you, your financial adviser will ask you a series of questions about your financial and lifestyle goals. Using this information, plus details of your current assets, liabilities and income, your adviser can determine what level of risk or exposure you are prepared to tolerate in relation to fluctuations in the marketplace - and the level that makes sense for your stage in life. From this, an appropriate mix of assets can be allocated to your investment portfolio.


Indicative Investor Profile Score Description
Very Aggressive Investors 60 Above As a very aggressive investor you are ready to take higher risk expecting greater returns. This is a result of your urge to get more income and capital growth. You are well place to recover from unforeseen market downturns either because you have time on your side or access to capital returns
Aggressive Investors 46 - 59 As an aggressive investor you are ready to take higher risk expecting greater returns. This is a result of your urge to get more income and capital growth. You are well place to recover from unforeseen market at downturns either because you have time on your side or access to capital returns
High Growth Investors 32 - 45 As a high growth investor your portfolio should have a bias towards capital growth and a little need of income. You are prepared to accept higher degree of volatility and risk. Your primary concern is accumulating assets over the medium to long term
Moderate Investor 18 - 31 As a moderate investor your investment portfolio is directly focused on capital growth as well as protecting the wealth already accumulated by you. Your portfolio should be yielding capital for maintaining assets. Calculated risk is accepted to yield better returns

Suitability Product according to client’s Risk Appetite
Investor Profile Suitability Product
Very Aggressive Investors
  • Cash Super premium package
  • Future Super premium package
  • Option Super premium package
  • Nifty Super premium package
  • MCX Super premium package
  • Agri premium package
Aggressive Investors
  • Cash Super premium package
  • Future Super premium package
  • Option Super premium package
  • MCX premium package
  • Agri premium package
  • Nifty premium package
High Growth Investors
  • Cash premium package
  • Future premium package
  • Option premium package
  • MCX basic package
  • Agri basic
Moderate Investor
  • Cash basic package
  • Future basic package
  • Option Basic Package
  • MCX Basic Package

Risks Associated with Investing

There are various risks associated with all investments. These include, but are not limited to: inflation, volatility and market risk, specific risk, foreign exchange risk and legislative risk.


Inflation Risk

The real purchasing power of your money may not keep pace with inflation. Inflation is an important consideration for all investors. If the after tax return on your investments is less than the rate of inflation, then the buying power of your money will decline with the passing of time.


Volatility and Market Risk

Movements in the market mean that the price and therefore effective value of your investment can go down as well as up, sometimes suddenly (volatility). Different types of investments experience different levels of volatility. Volatility becomes a problem if you do not have the timeframe to withstand the rough patches when the price of your investment has gone down and has not moved back up.


Specific Risk

Specific risk refers to those risks related to a specific investment. For example, a fall in the profit performance of a company may impact adversely on its share price. This in turn, is likely to affect the value of its securities.


Foreign Exchange Risk

Foreign exchange risk refers to the probability of a loss in your investment capital occurring from an adverse movement in foreign exchange rates. For example, if you invested in shares listed on an exchange in the USA, a decline in the value of the US dollar relative to the Singapore dollar would mean a loss in value of your investment capital if you intend to convert the money invested back into Singapore currency.


Legislative or Legal Risk

Your investment strategy could be affected by changes in the current laws and regulations. For example if you invested previously in Malaysian shares through CLOB, the imposition of Malaysian exchange controls would have adversely affected your investment.


Other Risk

Your investment may also be exposed to such other risk that we may highlight/update from time to time in our website.


RISK DISCLOSURE

PLEASE READ THE BELOW BEFORE SUBSCRIBE ANY SERVICE WITH US. Investments in Securities and commodities are subject to market and other risks and there is no assurance or guarantee that the objectives of any Services will be achieved. Traders/Investors in the services are not being offered any guaranteed/assured returns. Past performance[s] of these types of investments does not guarantee any future results. We do not have any refund & cancellation policy. All sales are final. Before subscriptions ensure that our products and services will meet your needs without the need to purchase, there will be absolutely no refund & cancellations. We do not offer refunds on subscriptions that have already been taken. By registering for service on website www.theequicom.com you have accepted all the terms and conditions. Prior to trading securities and commodities you must be aware of the risks involved. The high degree of leverage associated with these types of investments means that the degree of risk compared to other financial products is higher. Leverage (or margin trading) may work against you resulting in substantial loss. The Equicom Investment Advisers accepts no liability for any loss, tax, commission, brokerage you may be required to pay on any profits/loss made during the service tenure with us. Trading on Margin involves a high level of risk and is not suitable for all investors. The high degree of leverage can work against you as well as for you and the speeds which profits and losses can occur, means that clients should monitor positions closely it is the client’s sole responsibility to monitor open trades. Before trading, you should carefully consider your investment objectives, level of financial experience, risk appetite and suitability of service offered by The Equicom Investment Advisers. If you are at all unsure as to the suitability of the service offered by The Equicom Investment Advisers. Please seek other/independent financial adviser. Only surplus funds should be placed at risk and anyone who does not have such funds should not participate in trading securities and commodities.


Client Signature: Date:

Authorised Signatory_________________________________

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